Money After Graduation

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Recent Blog Posts

5 Ways To Make The Most of Your TFSA
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The Tax-Free Savings Account (TFSA) is the best long-term wealth-building vehicle available to Canadians, but most people don’t see it that way. The Tax-Free Savings Account is one of the only places you can earn completely tax-free income on your investments. Any interest, dividends, or ca...
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Everything You Need To Know Before Investing In Cryptocurrency
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“Cryptocurrency” refers to digital money. These are currencies that exist entirely online, and independent of any country, bank, or governing body. They are not based on any physical asset, which means their value is determined entirely by public sentiment. In other words, they’...
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How to See Through Your Financial Blind Spots
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Managing money can be intimidating. From the list of financial to-dos to the endless array of acronyms for different accounts, it can easily feel like there’s too much to know, let alone if you’ll ever get it right. If you’re feeling overwhelmed and confused when it comes to managing your finance...
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14 Books You Must Read To Get An MBA Education At Home
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In 2015, I graduated with an MBA in Finance. My course program consisted of 20 classes on Accounting, Marketing, Human Resources, Finance (of course!) and some other things I’ve already forgotten. With tuition and the cost of books ringing in at $25,000 per year, I paid about $50,000 out of...
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The Key to Overcoming Financial Hardship
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More likely than not, you will experience some form of financial hardship in your lifetime. Some of these will be minor challenges like a layoff or a series of missed mortgage payments, others will be significant like divorce or declaring bankruptcy. Often one financial hardship begets another, s...
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Daycare is an Investment, Not an Expense
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When it comes to raising a family, childcare costs are a huge expense that can start to rival your mortgage payments. With daycare costs as high as $2,000 per month in major cities, many families opt out altogether, and instead choose to have one parent stay home. While this might seem economical...
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FREE LIVE MONEY WEBINAR: Budget Better Than Ever
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I’m not back from my maternity leave quite yet, but I did want to do something special before I return to the grind in November. This week I’m hosting a free live budgeting webinar. If you’re still working on getting your spending under control, or if you’re always looking...
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How to Set Your Money On FIRE
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The title of this post might lead you to think it’s about wasting your hard-earned dollars, but it’s actually about the opposite. FIRE is about ultra-frugality and commitment to building long-term, sustainable wealth. What is Financial Independence Early Retirement (FIRE)? FIRE stands...
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Who Needs an RRSP?
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Spoiler alert: you probably do. Most Canadians aren’t big savers to begin with, so when you start throwing financial acronyms at them like RRSP, TFSA, ETF, HESG (that last one is made up), it’s no wonder they get confused. Even those with good intentions might partake of the investmen...
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How to Fund Your Own Maternity Leave
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Maternity leaves in the developed world vary in length and pay from nothing to 14 months at no pay to 100% covered. Canada offers one of the most generous government-sponsored leaves available: a full 12 months off at 55% of your salary. This consists of 15 weeks maternity leave to be taken by th...
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