Money After Graduation

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Recent Blog Posts

What is the Canada Education Savings Grant?
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If you’ve been saving using an RESP, then your child is eligible for up to $7,200 worth of free money through the Canada Educations Savings Grant (CESG). This grant allows funding for a child’s college education, university education, or even an apprenticeship program. The CESG gives RESP s...
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Wealthsimple Trade vs Questrade
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When it comes to choosing Wealthsimple Trade vs Questrade for your self-directed investing, there’s a lot to consider. From account type to investor preferences, the best fit is up to you… but it’s probably Questrade. Questrade has been the clear leader in Canada for online disc...
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How To Financially Prepare For The Climate Crisis
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Researchers have concluded that human civilization will crumble by 2050 thanks to climate change. From the looks of it, we’re doomed so all financial preparation is for naught. However, before mankind actually comes to its end, money will be a temporary buffer against the loss of everything...
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3 Quick Tips to Save Big on Your Next Cell Phone and Plan
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Canada boasts some of the highest mobile phone and plan costs in the world. Here’s how to score a deal on your next phone upgrade and data plan! If you follow the news at all, or you have been to a mall, you probably know that here in the Great White North we got the [...] The post 3 Quick ...
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CDIC Insurance: Keeping Your Savings Safe
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The Canada Deposit Insurance Corporation (CDIC) protects deposits at member financial institutions in the event of their failure. CDIC covers your money, protecting your hard-earned savings. Best of all, it happens automatically so you don’t have to worry about signing up!    What is ...
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How to Calculate Your TFSA Contribution Limit
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The Tax-Free Savings Account is one of the best investment vehicles available to Canadians, but only if they put it to good use! Here’s how to calculate your TFSA contribution limit. Fast facts about your TFSA contribution room: the 2019 TFSA contribution limit is $6,000 and the total possi...
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4 Ways to Fit Cannabis Into Your Budget
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Let me preface this description of my sins with a small disclaimer: I have fairly severe PTSD stemming from a bad relationship in my teens. I have spent years in trauma therapy, on various medications, and trying various psychological remedies (including being hypnotized a couple times) to no ava...
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KOHO Premium’s Major VIP perks
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KOHO Premium is the paid version of KOHO, that offers additional perks like 2% cash-back, no fees on foreign exchange transactions, and free financial coaching. I’ve been using KOHO for more than a year, and it’s still my favorite fintech app of all time! KOHO is an all-in-one budgeti...
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How to Build a $1 Million Dollar TFSA
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Retirement might not be a top-of-mind concern for a 20- or 30-something, but these are your best years to save for future you. Thankfully, it’s ridiculously easy to create a million dollar TFSA!  What is the Tax-Free Savings Account (TFSA)? The Tax-Free Savings Account was introduced i...
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3 Tricks We Used To Save a $40,000 Down Payment
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Owning a home in Canada is a desirable milestone in life. In fact, according to a 2018 CIBC poll, 94% of millennials want to buy a home one day. However, 40% of those same millennials aren’t sure that dream is realistic because it’s so hard to save a $40,000 down payment. To these numbers, ...
Published at Money After Graduation